The Smart Consumer's Guide to Good Credit by John Ulzheimer

Author:John Ulzheimer
Language: eng
Format: epub
ISBN: 9781621531432
Publisher: Allworth Press
Published: 2012-09-15T00:00:00+00:00

Just because you’ve opted out doesn’t mean you’re going to stop getting offers. First off, your name is probably already on several pre-screened lists, and you can’t get your name off of them after the lists have been delivered to the lender. And opting out just gets your name removed from screened lists sold by the credit bureaus. It doesn’t remove your name from other lists that are sold by other companies, such as alumni associations or magazine subscription list owners.

CHAPTER 15

Credit Card Behaviors & Your Credit Scores

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